Looking back at 2013

House pic

Our new home!

Happy New Year! How was your 2013? Ours started slowly, with the snow putting the brakes on some of our plans, but turned out to be surprisingly good – if twisty-turny.

We started the year determined to find a house to buy. Back in 2011 we sold our home in Essex and found ourselves renting again in Hertford. As much as we loved Billericay, it was time to move on and we wanted more space plus, once we’d sold our house, we realised we wanted to be somewhere where Doug’s commute to Victoria would be easier. But we couldn’t decide where to settle and at the time we couldn’t find the right property.

At that point we were labouring under a pretty naive ‘Hugh Fearnley’ kind of delusion that we might be able to move out to the countryside and live the good life more whole-heartedly. But eventually, after probably three years altogether of my property search, I came to my senses and realised it just wouldn’t stack up financially or otherwise. I have to say that that was after looking at everything (insane) from buying a smallholding (which we nearly did in Hertfordshire…until we realised we’d never get planning permission in a million years…) to renovating umpteen broken-down barns everywhere from Cambridgeshire to Norfolk to Kent – even to living in a caravan while we built somewhere (something Doug knew I would never really be able to cope with…).

We both now need to be near London for work (I’m no longer working from home permanently as I was when I started the Frugal Life blog on MSN back in 2007) and anywhere we could have realistically afforded to buy a plot of land and build a home was simply too far away from the capital. Plus the whole area of getting planning permission was just too fraught with difficulties.

Allotment photo day 1 Oct 2012

Doug’s allotment – day 1

So we said goodbye to crazy ideas – Doug would find some land to rent rather than buy to pursue his vegetable ambitions – and we started looking for something more sensible. But in 2012 that proved difficult in Hertford as there was so little on the market, so in 2013 we widened our net and searched in earnest for somewhere we could call home. The cold weather made it all the more crucial as being in our un-insulated rental was like living in a freezer. Eventually, after several false starts and unsuccessful offers, we thought we’d found a home to buy in a nearby town. Our offer was accepted and we thought that was that, but fate had other ideas.

Four hours later disaster seemed to strike. Our landlord of our rental gave us two months’ notice to move out. We panicked, realising that the move to the house we were buying could never go through in time, especially as the vendor needed to find a property to buy. After some frantic searching, we eventually found a new place to rent. But we were pretty stressed, realising we would have to move twice. We have a lot of stuff, so this didn’t appeal. Plus it could end up costing us a lot of money if we had to get out of our new rental contract early.

It was the evening we moved in that, exhausted, I realised that I suddenly felt different. I felt calm and at peace for the first time in months. I sat and looked out at the lovely big garden and the hens enjoying the space for the first time in 18 months. It was like the house was telling me, ‘this is your home…’. The following week Doug started saying things like, ‘I wish we were buying this place instead of the other house’. Fortunately, after a few tentative approaches, the landlord proved willing to sell and – after much toing and froing – and worry that we were setting ourselves up for disappointment (as well as guilt about the vendor we were letting down), the new rental was ours.

So we’ve just blissfully spent our first Christmas in our new home. Yay! It needs a lot of TLC and redecorating but it’s ours and it’s such a relief to have a permanent home again. We realise how lucky we are. The great thing is that it has a nice big south-facing garden and – of course – Doug hasn’t wasted time but has already put in a veg plot…Maybe it’s just to cut down on the amount of lawn he has to cut…

My beautiful ginger girlie!

My beautiful ginger girlie!

The sad thing which happened just before Christmas is that our lovely hen Marmalade is no longer with us. She got ill out of the blue – it was some kind of intestinal blockage, we’re not sure how it happened – and despite an operation didn’t make it. We and her best friend Missy miss her desperately. She was a lovely soul who gave us much pleasure as she was so fun and full of character. We should be hardened chicken owners by now but a lot of tears were shed. We just hope that there is a chicken heaven and that she is up there in the great coop in the sky, bumbling along and enjoying herself in the sun.

Missy & Marmalade - best friends

Missy & Marmalade – best friends

Missy is currently on her own and could be until the spring as there aren’t currently many pure breed hens available – it’s the wrong time of year. Hopefully we will get something sorted soon, but Doug is also thinking about building a new hen coop that will be big enough for three pure breed hens as they are big girls and need plenty of space…

Hope you are all having a great 2014 despite the endless rain and wishing you an amazing year. Do let me know what you plan to grow or do this year and thanks for all your kind comments.

xxx Piper

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Giant pumpkins



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Huggable Hens

007Wow – how times flies. It’s been a while since I posted here for various reasons – suddenly having unexpectedly had to move house again for the second time in 18 months has been a bit preoccupying, not to mention exhausting (more on that soon…). And work, especially at the university where I’ve been working part-time, has been busy too this summer with tonnes of marking. More hopefully on all that very soon (the house stuff, rather than the marking…).

Anyway. The nice thing is that our new rental has a lovely big garden and the hens, Marmalade (the large orange hen) and Missy (the white one with the pretty black collar), once again have a bit more space to explore. Surprisingly, they and the cat have settled in really well very quickly.

003Even Marmalade has been making good use of all the garden, exploring various nooks and crannies. She is not normally an adventurous soul! There has been a lot of rushing out at 5.30am to let them out of the hen house into the run, though, as, with the bright mornings, the girls are often up with the lark and we don’t want to annoy our new neighbours with their impatient early morning squawks to get out.

Girl power 3The girls love their beauty treatments – if you don’t have hens then you might not know that dust-bathing is a popular daily chicken activity and one of their natural behaviours. As such, there are a number of spas which have ‘opened for business’ in and around the garden. Here are some snaps of them indulging in just one of them…a particular sophisticated affair near a lovely pergola complete with a jasmine bush…

Couldn’t you just hug them? Fortunately Marmalade doesn’t mind the odd hug…

Posted in Green living, Hens, Uncategorized | Tagged | 2 Comments

Ten commandments of savings

Thanks very much to everyone who entered the Moneysupermarket.com competition to find the best ‘ten commandments of saving’ or top savings tips. There were some really great entries, but here are my ten favourites:

Get children saving at a young age.  My parents set me up a post office account, but it can be anything, as long as they can ‘save their pennies’ themselves.  If they’re aiming to save ‘for’ something rather than just save for savings sake, it helps to see the commection and builds good skills about the value of things, but it’s important to keep the savings going and not take them all out. Debbie Ruppenthal

Only use cold water for washing hands during the day to save igniting the gas boiler. Only wash up once a day and rinse with cold water. Kay Smith

Juggle your bank and savings accounts about.  Getting a lower rate and regularly switching can save tens of pounds a year especially if you don’t clear the card monthly.  The same goes for savings accounts – attractive rates only have a limited lifespan – move it when it runs out to something more attractive.  Debbie Ruppenthal

When towels and clothes start to look old and need a boost but are still usable and fit, dye them the same colour to refresh them or a different colour to make them feel like new. This works really well for jeans when the colour fades. Maxine Sells

This year I’ve saved over £300 by complaining about faulty items – things that didn’t do what they said, or have given up the ghost well within the warranty periods.  Normally, I’d let it go, so I’ve got the initial layout and then the cost of repair and replacement.  This last year I’ve girded my loins and made myself complain – why should people get away with shoddy stuff when I have to hand over my hard earned cash? Debbie Ruppenthal

If you have kids avoid the “baby chino” in coffee shops – just ask for an espresso cup and split a hot chocolate. Loyalty cards at coffee shops are great, be cheeky if others ahead of you don’t have one and get their stamps! Emma Gray

Don’t discard your old shoulder pads – sew them into the knees of chilldren’s rompers to prevent wear.  If you don’t have a proper steamer for fish, use a metal colander over a pan and cover with the lid.  Sylvia Kent

Buy spices from Indian corner shops as you still get more for your money than at the supermarket. If at the supermarket, buy spices in the ethnic sections as again they’re cheaper than the spice section. Emma Gray

Ask the butcher for a bag of bacon bits (left on the machine after slicing). You can get  a big bag for about £1.50 – put some in the freezer for future use and use some for making a big pot of soup with added vegetables. Kay Smith

Learn how to do hyper-miling in your car! When you’re on the motorway, keep your speed at around 55MPH and you’ll save around 10% on your petrol bill. Simon West

Well done to everyone who entered. The winners will be announced by Moneysupermarket on Friday 5th April.

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Competition: Your favourite savings tips

Are you canny with your money? Fancy winning yourself £100 or more? Moneysupermarket have been in touch and are running a competition with personal finance and frugal bloggers as part of ISA season to see which of their readers can come up with the best savings tips – their ’10 commandments of savings’.

All you have to do is email me your favourite moneysaving tips to piperterrett@googlemail.com

The deadline is midnight on Friday 29th March – so tomorrow night.

I will then publish my favourite ten tips, along with the contributors’ names, and these will go forward to the competition.

The judges at Moneysupermarket will then select the best 10 commandments and if you have submitted a winning commandment, you’ll win £100 to put into your savings.

Fancy having a go? Why not get your thinking caps on, then?! Good luck!

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Our first organic veg box

It's like Christmas already!

It’s like Christmas already!

Just for a change, Doug has started ordering us a weekly organic veg box to experiment with. Believe it or not, it’s the first time we’ve ever signed up to a veg box scheme – mainly because for years we had our own homegrown stuff to eat from the garden in our old house in Essex. But now that we’re renting in Hertford (the house hunting has yet to be fruitful…) and the allotment isn’t productive yet, we no longer have our own lovely homegrown organic veg to enjoy and we miss it.

The ‘gourmet box’ we’ve signed up to is £16.60 a week including £1 for delivery. It might sound a lot, but after going through our monthly spend recently and looking for ways of trimming it again, we realised we were spending this or more each week on the same old boring veg at the supermarket anyway. We’d like to eat more seasonally and support farmers in the UK who care about the way our food is produced – especially after all that’s been going on with the horse-meat scandal – at least until Doug’s plot at the allotment is in production later this year. We’re also trying to eat less meat during the week to save cash, so the more interesting veg we have, the more we can experiment with our meals.

This is a photo of our first one from Abel & Cole. It sounds daft, but it was quite exciting when it turned up on Friday morning a couple of weeks ago – a bit like Christmas. We couldn’t wait to open it up and see what was in it. There was celery, broadbeans, cherry tomatoes, spring onions for Doug (I discovered a couple of years ago that I am intolerant to all aliums, which is a nuisance…) and a pak choi among other things, but also some more unusual things like kohlrabi and chioggia beetroot (which embarrassingly I failed to identify when I opened the box).  Doug ordered the gourmet box, which features some more offbeat stuff in it, because he thought it might be interesting for us to try out some more unusual vegetables.

This week we also got some bleu d’auvergne potatoes – crazy-looking things which are purple inside and out – and some Jerusalem artichokes. We have tried Jerusalem artichokes before but not for a while, so I’m looking forward to eating them again. Helpfully you do get some guidance on what to do with the more unusual veg, in the shape of little leaflets in the box and then also recipes on the company’s website.

It said on the packet that the potatoes were good roasters, which surprised us a bit. A few years ago I grew some purple potatoes – I can’t recall the variety – but didn’t get on with them at all. I later realised that they cooked really quickly and I had been overcooking them. But these chaps were really nice roasted, although, it has to be said, I did embarrass myself on Sunday by attempting to peel a strangely potato-like lump which had also appeared in the brown paperbag with them. After spending two minutes carefully peeling pieces of mud off the thing, it dawned on me that it wasn’t a potato. At first I thought it was a stone and then Doug determined that the mystery object was just in fact a big piece of…er…mud… Call yourself an apprentice gardener, Terrett?! Hmmm…

The kohlrabi baffled me a bit. It’s a cabbage-like vegetable that, frankly, resembles an alien but is also said to be like a turnip. It’s a perennial brassica and apparently its name actually means ‘cabbage turnip’ in German. In the end, I cut it into cubes and roasted it with the potatoes. Some of it got a bit burnt, so next time I’ll do bigger cubes – or cook it separately from the potatoes – and I’ll also peel it. Doug advised me not to bother, but on eating it became obvious that this was in fact necessary. It has an interesting, slightly turnipy and slightly spicy flavour to it so I’d definitely eat it again. Meanwhile, looking forward to what next week’s box will bring. If you’ve got any good recipe ideas, then let me know!

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New TV show – Something for Nothing

Just a quick message for anyone this might interest. A nice lady who is helping developing a new TV show for Channel 4 called Something For Nothing called me last week. She is looking for interesting frugal-minded people to feature on the show.

The programme will look into the things that you can get for free – busting or proving popular money-saving myths along the way and featuring meeting everyday heroes who’ve used their skill, knowledge and persistence to achieve Something For Nothing on an amazing scale.

It could be someone who’s lived off skill-swapping for 3 years and has achieved services worth over £5,000. Or an example of it going wrong. Somebody who has furnished their whole office / house from skip findings – or maybe they’ve made money by doing things up and selling them on ebay. Or anything similar that might be a good story.

If you can help, please contact Lucy Weston at RDF TV on 0207 013 4275 or email Lucy.Weston@rdftelevision.com

Good luck!

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The allotment takes shape

The greenhouse is finally up

The greenhouse is finally up

At last, it’s March and the growing season is upon us. I don’t know about you but it feels like this winter has been going on for at least six months and shows little sign of abating! Doug and I have been so cold in our draughty rental house that he kindly bought us several pairs of thermals each to wear under our clothes. I don’t know why we didn’t invest in them years ago! I am a convert.

Now that that spring is almost here, and hopefully slightly warmer weather may be around the corner, Doug is busy growing his seedlings. As you’d expect, there’s barely a window sill free in the house. The seedlings are mostly salad leaves, although he does plan to plant some tomatoes in the coming weeks. We spent the other weekend putting up the greenhouse which used to be in the garden in our old house in Essex at the allotment. Not the most fun thing you can do when it’s zero degrees, granted, but it had to be done. It has been sitting piled up in the garden for the past 16 months, so it was good finally to get it up and being used.

I volunteered to help out after Doug was let down by a flaky man with a van he’d booked to deliver it to the allotment and help erect it. The guy backed out by texting him at 5.30am on the morning he was supposed to come, saying he couldn’t make it. Turns out he was going skiiing instead! Luckily, in the end, Doug managed to find another chap who was more reliable to deliver it to the site. And, thanks to our efforts in the freezing cold, it’s all up now. There’s just one pane of glass in the roof that needed replacing as it got accidentally smashed when we moved in 2011 and he picked that up at the weekend. You can watch a quick time lapse video here of us putting it up…

Doug has just left his seedlings up at the allotment, in the greenhouse, for the first time today. Now we’re just hoping it will get some sun…Fingers crossed!

Before I go, here is a link to the spot I did most recently on the Chrissie B Show which I forgot to put up before. It’s a bit late for Boxing Day now, but perhaps early in time for next year! http://www.youtube.com/watch?v=2ay_fFGHASc

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Merry Christmas

Sorry, this is later than advertised as I’ve unfortunately been ill lately with a nasty cold bug, but here is the interview I was telling you about that I did on the Chrissy B Show recently. It’s about 15 minutes into the piece but do watch the first segment with Michelle Nicholson, who runs the Being Creative blog, as it’s really interesting and inspiring. I’m back on again in a pre-recorded interview on Boxing Day on what to do with unwanted Christmas presents. If you have Sky channel 203 you can catch it at 9.30pm-10.30pm then or it’s repeated again on Thursday 27th December at 2-3pm.

Wishing everybody a very Merry Christmas. Have an amazing time. Also wishing you a wonderful 2013. I’ve got a good feeling about next year! Take care, love Piper x

Posted in Paying for Christmas, Speaking engagements, Uncategorized | Tagged , , , | 1 Comment

Talking moneysaving on the Chrissy B Show

On the Chrissy B Show!

Hope you’re having a good week. As I mentioned in my last post, recently I was invited on the Chrissy B Show - a London-based talk show broadcast on Sky channel 203 – to talk about living frugally and saving money. Also on the show was the lovely Michelle Nicholson from Lincolnshire (on the left in the photo above – Chrissy B is on the right) who runs a fantastic craft blog called Being Creative. She brought lots of her amazing craft items and delicious chocolate truffles along for us to sample.

Technology is great when it works. Unfortunately there was a problem with the satellite that night so the show wasn’t broadcast (no, for once I didn’t sit on the transmitter!). It will now be broadcast this Friday 23rd November from 9.30pm to 10.30pm in case you want to catch it then. Otherwise, if you don’t have Sky, it will be available to watch on YouTube about a week later, so I’ll post the video here once it’s up.

We had lots of fun!

In the meantime, here are some photos of us there to give you a flavour of what went on! We had a lot of fun – that’s us above tucking into Michelle’s homemade truffles. I will be going on the show again soon for a show to be broadcast on Boxing Day to chat about what to do with unwanted Christmas presents, so I’ll let you know more about that very soon.

Have a great week!  Piper xxx

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Posted in Budgeting, frugal activities, Speaking engagements | Tagged , , | 2 Comments